Description:
As the Underwriting Team Lead at Reliance Health, you will play a pivotal role in assessing risk, determining pricing for incoming clients, and driving the success of our B2B and B2C health insurance products across multiple emerging markets. This leadership position requires a strategic mindset, a focus on maintaining ideal medical expense ratios, and implementing plans to enhance the profitability of underperforming accounts. You will collaborate closely with cross-functional teams, including data scientists, sales, customer success, and clinical leadership, to ensure sustained revenue growth, high retention rates, and overall profitability.
Job Title: Underwriting Team Lead
Location:Fully Remote (Lagos, Nigeria)
Key Responsibilities:
- Risk Assessment & Pricing: Evaluate risk and determine pricing for B2B and B2C health insurance products.
- Underwriting Processes: Implement logical rules-based underwriting processes in alignment with industry best practices.
- Profitability Goals: Drive and maintain ideal medical expense ratios to meet profitability targets.
- Strategic Planning: Develop and execute plans to improve the profitability of underperforming accounts.
- Data Integration: Collaborate with data scientists to integrate predictive data science models into underwriting processes.
- Cross-functional Collaboration: Work closely with sales, customer success, and clinical leadership teams.
- Task Prioritization: Effectively prioritize tasks across multiple conflicting targets to meet business objectives.
- Team Leadership: Foster a collaborative and team-oriented environment, promoting effective communication and cooperation.
Requirements:
- Experience: 3-5 years in the health insurance field with a strong understanding of underwriting processes.
- Leadership Skills: Demonstrated ability to drive cross-functional collaboration and lead teams.
- Data Literacy: Strong data literacy and data-driven decision-making skills.
- Predictive Models: Familiarity with working alongside predictive data science models.
- Profitability Track Record: Proven track record of maintaining ideal medical expense ratios and improving account profitability.
- Stakeholder Management: Excellent stakeholder management and interpersonal skills.
- Autonomy: Self-driven and autonomous, with a bias towards action.
- Problem-solving: Intellectual curiosity and a proactive approach to problem-solving.
Benefits:
- Talent: Work alongside & learn from best-in-class talent.
- Leadership: Join a market leader within the HealthTech space.
- Compensation: Attractive salary & benefits.
- Leave: Unlimited leave days.
- Culture: Fantastic work culture.
- Balance: Great work-life balance.
How to Apply:
If you’re ready to lead a dynamic underwriting team and contribute to the growth of a leading HealthTech company, apply here.